You came to Logan, UT to attend the Utah State University. You grew up in Salt Lake City, UT. So moving to Logan, UT was a bit of an adjustment at first, but you realized it was just for school, so you made the best of it. However, when you finished your undergraduate degree program at Utah State University, the job market was not that great, so you stayed in school to get your graduate degree and ride out the poor job market. During that time you grew to enjoy living in Logan, UT, and adopt it as your home away from home. Upon completing your PhD in engineering you were offered a research position at Harris Research, one of the companies headquartered in Logan, UT. So now, Logan, UT is at least your temporary home. You continued to rent and keep roommates these last six years in order to pay off your student loan debt and save money. Now you are debt free, you feel secure in your job and real estate prices are low enough for you to afford to buy. It is now time for you to purchase your first home.
So what makes Logan, UT so appealing to you? Mainly you have an affinity for Utah State University. Also, because of the university, many great employers have located or built strong companies in Logan, UT. So, although it is a small town, it offers people in your field of engineering a broad choice of employers to work for and a nice community of like-minded people to talk to and bounce your complicated ideas off of. You enjoy attending the Small Satellite Conference every year. Although you did not study aeronautics, you are always impressed with the attendees and that people of such caliber would spend time in a little place like Logan, UT. And since you like cars, the Cache Valley Cruise In is also a favorite of yours, and you attend all three days of this event, enjoying the vintage and exotic cars on display. Logan, UT has treated you well over the years, and you have decided to make it your permanent home.
Real estate in Logan, UT is fairly affordable, particularly of someone with your income and cash. A quick internet search of residential real estate for sale, and you find a beautiful, newer 4 Bedroom, 2 Bathroom home for sale for $140,000. You find an older 4 bedroom, 2 bathroom home for $129, 950. You also consider building your new home from the ground up. So you look at vacant real estate zoned for residential, and you find lots going in the low $20,000s. You ultimately decide to purchase real estate with an existing home already built.
With that in mind, you begin to follow the home purchase process. You have managed to save around $40,000, and you find a nice 3-bedroom home for $120,000, so you apply for a home purchase loan of $90,000. Once prequalified, you go back to look at the real estate you want as well as other pieces of real estate to make sure you have chosen the right one. You then put in your offer, which is accepted, for the property. You proceed with the inspection and closing. You are now the owner of real estate in Logan, UT. Real estate ownership comes with a lot of perks as well as responsibilities. What you like most about owning your own real estate is that now you feel more connected with Logan, UT, more stable, and allows you to fully embrace the community as your home.
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